Call reports 2010
LISLE SAVINGS BANK — 2010
What LISLE SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 513,036,000 | 523,947,000 | 520,761,000 | 516,737,000 |
| Total loans | 366,039,000 | 351,529,000 | 337,066,000 | 320,406,000 |
| Allowance for loan losses | 5,634,000 | 2,830,000 | 2,851,000 | 3,394,000 |
| Securities available for sale | 92,568,000 | 102,066,000 | 94,534,000 | 113,237,000 |
| Securities held to maturity | 8,000 | 7,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,638,000 | 417,419,000 | 412,511,000 | 424,935,000 |
| Interest-bearing deposits | 399,712,000 | 411,072,000 | 408,671,000 | 420,102,000 |
| Noninterest-bearing deposits | 5,926,000 | 6,347,000 | 3,840,000 | 4,833,000 |
| Equity capital | 88,425,000 | 87,213,000 | 87,682,000 | 86,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,347,000 | 10,599,000 | 15,777,000 | 20,709,000 |
| Interest expense | 1,792,000 | 3,494,000 | 4,985,000 | 6,303,000 |
| Net interest income | 3,555,000 | 7,105,000 | 10,792,000 | 14,406,000 |
| Noninterest income | 191,000 | -691,000 | -589,000 | -1,058,000 |
| Noninterest expense | 2,108,000 | 4,708,000 | 6,915,000 | 8,990,000 |
| Provision for loan losses | 851,000 | 4,520,000 | 5,076,000 | 6,202,000 |
| Pretax income | 725,000 | -2,925,000 | -1,801,000 | -1,857,000 |
| Income tax | 229,000 | -1,255,000 | -888,000 | -995,000 |
| Net income | 496,000 | -1,670,000 | -913,000 | -862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,500,000 | 86,333,000 | 87,090,000 | 87,130,000 |
| Total capital | 91,977,000 | 89,202,000 | 89,958,000 | 90,210,000 |
| Risk-weighted assets | 274,025,000 | 266,252,000 | 252,440,000 | 245,707,000 |