Call reports 2009
LISLE SAVINGS BANK — 2009
What LISLE SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 530,300,000 | 514,229,000 | 520,702,000 | 500,605,000 |
| Total loans | 415,893,000 | 399,781,000 | 390,424,000 | 378,030,000 |
| Allowance for loan losses | 5,597,000 | 5,729,000 | 5,774,000 | 5,329,000 |
| Securities available for sale | 45,304,000 | 42,097,000 | 64,884,000 | 71,208,000 |
| Securities held to maturity | 9,000 | 9,000 | 9,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,941,000 | 382,748,000 | 387,766,000 | 392,795,000 |
| Interest-bearing deposits | 368,245,000 | 377,526,000 | 384,548,000 | 387,863,000 |
| Noninterest-bearing deposits | 5,696,000 | 5,222,000 | 3,218,000 | 4,932,000 |
| Equity capital | 89,959,000 | 87,072,000 | 87,659,000 | 87,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,735,000 | 11,313,000 | 16,773,000 | 22,198,000 |
| Interest expense | 3,212,000 | 6,265,000 | 8,933,000 | 11,146,000 |
| Net interest income | 2,523,000 | 5,048,000 | 7,840,000 | 11,052,000 |
| Noninterest income | 149,000 | 286,000 | 546,000 | 659,000 |
| Noninterest expense | 1,896,000 | 4,009,000 | 6,016,000 | 7,928,000 |
| Provision for loan losses | 2,855,000 | 7,963,000 | 8,368,000 | 9,363,000 |
| Pretax income | -2,352,000 | -6,889,000 | -6,386,000 | -5,792,000 |
| Income tax | -983,000 | -2,805,000 | -2,680,000 | -2,533,000 |
| Net income | -1,369,000 | -4,084,000 | -3,706,000 | -3,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,797,000 | 87,045,000 | 87,556,000 | 88,003,000 |
| Total capital | 93,608,000 | 90,677,000 | 91,196,000 | 91,568,000 |
| Risk-weighted assets | 303,055,000 | 288,432,000 | 287,227,000 | 281,576,000 |