Call reports 2008
LISLE SAVINGS BANK — 2008
What LISLE SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 526,760,000 | 500,490,000 | 496,381,000 | 527,069,000 |
| Total loans | 455,613,000 | 447,841,000 | 438,565,000 | 432,664,000 |
| Allowance for loan losses | 2,232,000 | 3,379,000 | 3,410,000 | 4,330,000 |
| Securities available for sale | 27,014,000 | 23,554,000 | 22,429,000 | 37,942,000 |
| Securities held to maturity | 97,000 | 95,000 | 94,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,177,000 | 338,498,000 | 340,564,000 | 366,038,000 |
| Interest-bearing deposits | 338,820,000 | 331,880,000 | 337,107,000 | 361,165,000 |
| Noninterest-bearing deposits | 6,357,000 | 6,618,000 | 3,457,000 | 4,873,000 |
| Equity capital | 92,844,000 | 91,859,000 | 91,886,000 | 91,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,121,000 | 11,927,000 | 17,775,000 | 23,630,000 |
| Interest expense | 4,225,000 | 7,892,000 | 11,298,000 | 14,703,000 |
| Net interest income | 1,896,000 | 4,035,000 | 6,477,000 | 8,927,000 |
| Noninterest income | 246,000 | 514,000 | 802,000 | 938,000 |
| Noninterest expense | 1,602,000 | 3,253,000 | 4,945,000 | 6,815,000 |
| Provision for loan losses | 115,000 | 1,838,000 | 1,996,000 | 3,114,000 |
| Pretax income | -30,000 | -1,802,000 | -1,688,000 | -2,691,000 |
| Income tax | -60,000 | -795,000 | -811,000 | -1,253,000 |
| Net income | 30,000 | -1,007,000 | -877,000 | -1,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,655,000 | 91,798,000 | 91,824,000 | 91,262,000 |
| Total capital | 94,887,000 | 95,177,000 | 95,234,000 | 95,139,000 |
| Risk-weighted assets | 312,493,000 | 318,117,000 | 307,882,000 | 309,652,000 |