Call reports 2007
LISLE SAVINGS BANK — 2007
What LISLE SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 524,593,000 | 525,273,000 | 522,317,000 | 519,529,000 |
| Total loans | 459,555,000 | 460,218,000 | 459,203,000 | 455,189,000 |
| Allowance for loan losses | 2,125,000 | 2,121,000 | 2,121,000 | 2,151,000 |
| Securities available for sale | 34,043,000 | 33,440,000 | 32,632,000 | 29,951,000 |
| Securities held to maturity | 102,000 | 101,000 | 97,000 | 97,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,722,000 | 340,366,000 | 333,013,000 | 335,450,000 |
| Interest-bearing deposits | 349,457,000 | 333,189,000 | 328,854,000 | 330,402,000 |
| Noninterest-bearing deposits | 8,265,000 | 7,177,000 | 4,159,000 | 5,048,000 |
| Equity capital | 90,290,000 | 90,849,000 | 91,724,000 | 92,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,262,000 | 14,304,000 | 21,469,000 | 28,454,000 |
| Interest expense | 4,721,000 | 9,510,000 | 14,344,000 | 18,969,000 |
| Net interest income | 2,541,000 | 4,794,000 | 7,125,000 | 9,485,000 |
| Noninterest income | 250,000 | 501,000 | 761,000 | 1,018,000 |
| Noninterest expense | 1,617,000 | 3,107,000 | 4,648,000 | 6,160,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 1,174,000 | 2,188,000 | 3,238,000 | 4,313,000 |
| Income tax | 409,000 | 751,000 | 1,106,000 | 1,464,000 |
| Net income | 765,000 | 1,437,000 | 2,132,000 | 2,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,445,000 | 91,056,000 | 91,756,000 | 92,433,000 |
| Total capital | 92,570,000 | 93,177,000 | 93,877,000 | 94,584,000 |
| Risk-weighted assets | 311,139,000 | 311,166,000 | 310,470,000 | 308,564,000 |