Call reports 2006
LISLE SAVINGS BANK — 2006
What LISLE SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 518,935,000 | 533,443,000 | 526,353,000 | 521,104,000 |
| Total loans | 459,997,000 | 462,177,000 | 462,927,000 | 457,479,000 |
| Allowance for loan losses | 1,565,000 | 2,125,000 | 2,125,000 | 2,125,000 |
| Securities available for sale | 26,151,000 | 27,306,000 | 31,477,000 | 32,567,000 |
| Securities held to maturity | 114,000 | 110,000 | 108,000 | 106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,839,000 | 357,372,000 | 352,466,000 | 354,259,000 |
| Interest-bearing deposits | 328,617,000 | 346,470,000 | 342,812,000 | 347,272,000 |
| Noninterest-bearing deposits | 17,222,000 | 10,902,000 | 9,654,000 | 6,987,000 |
| Equity capital | 86,560,000 | 87,446,000 | 88,543,000 | 89,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,764,000 | 13,899,000 | 21,302,000 | 28,888,000 |
| Interest expense | 3,790,000 | 8,134,000 | 12,870,000 | 17,754,000 |
| Net interest income | 2,974,000 | 5,765,000 | 8,432,000 | 11,134,000 |
| Noninterest income | 256,000 | 513,000 | 778,000 | 1,026,000 |
| Noninterest expense | 1,504,000 | 3,064,000 | 4,589,000 | 6,130,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,726,000 | 3,214,000 | 4,621,000 | 6,030,000 |
| Income tax | 608,000 | 1,144,000 | 1,638,000 | 2,134,000 |
| Net income | 1,118,000 | 2,070,000 | 2,983,000 | 3,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,862,000 | 87,790,000 | 88,760,000 | 89,666,000 |
| Total capital | 88,427,000 | 89,915,000 | 90,885,000 | 91,791,000 |
| Risk-weighted assets | 305,845,000 | 309,641,000 | 310,463,000 | 307,910,000 |