Call reports 2005
LISLE SAVINGS BANK — 2005
What LISLE SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 491,531,000 | 493,729,000 | 495,192,000 | 504,527,000 |
| Total loans | 427,458,000 | 430,049,000 | 432,858,000 | 444,391,000 |
| Allowance for loan losses | 1,125,000 | 1,565,000 | 1,565,000 | 1,565,000 |
| Securities available for sale | 33,630,000 | 31,284,000 | 30,756,000 | 27,729,000 |
| Securities held to maturity | 133,000 | 129,000 | 122,000 | 117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,905,000 | 344,428,000 | 345,991,000 | 344,620,000 |
| Interest-bearing deposits | 337,492,000 | 331,802,000 | 333,913,000 | 330,775,000 |
| Noninterest-bearing deposits | 13,413,000 | 12,626,000 | 12,078,000 | 13,845,000 |
| Equity capital | 81,696,000 | 83,311,000 | 84,332,000 | 85,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,325,000 | 13,970,000 | 20,558,000 | 27,228,000 |
| Interest expense | 2,536,000 | 5,364,000 | 8,435,000 | 11,871,000 |
| Net interest income | 4,789,000 | 8,606,000 | 12,123,000 | 15,357,000 |
| Noninterest income | 268,000 | 532,000 | 775,000 | 1,027,000 |
| Noninterest expense | 1,574,000 | 3,252,000 | 4,820,000 | 6,329,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,483,000 | 5,981,000 | 7,988,000 | 9,965,000 |
| Income tax | 1,307,000 | 2,233,000 | 2,969,000 | 3,704,000 |
| Net income | 2,176,000 | 3,748,000 | 5,019,000 | 6,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,880,000 | 83,484,000 | 84,565,000 | 85,784,000 |
| Total capital | 83,005,000 | 85,049,000 | 86,130,000 | 87,349,000 |
| Risk-weighted assets | 283,359,000 | 284,985,000 | 286,647,000 | 293,907,000 |