Call reports 2004
LISLE SAVINGS BANK — 2004
What LISLE SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 469,023,000 | 493,108,000 | 502,242,000 | 495,712,000 |
| Total loans | 402,570,000 | 426,921,000 | 434,516,000 | 430,215,000 |
| Allowance for loan losses | 1,928,000 | 1,125,000 | 1,125,000 | 1,125,000 |
| Securities available for sale | 40,650,000 | 39,253,000 | 38,170,000 | 35,593,000 |
| Securities held to maturity | 422,000 | 280,000 | 145,000 | 136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,915,000 | 342,417,000 | 344,361,000 | 345,662,000 |
| Interest-bearing deposits | 338,012,000 | 329,557,000 | 333,684,000 | 335,287,000 |
| Noninterest-bearing deposits | 10,903,000 | 12,860,000 | 10,677,000 | 10,375,000 |
| Equity capital | 73,964,000 | 75,491,000 | 77,926,000 | 79,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,431,000 | 12,874,000 | 19,991,000 | 26,681,000 |
| Interest expense | 1,901,000 | 3,784,000 | 5,932,000 | 8,320,000 |
| Net interest income | 4,530,000 | 9,090,000 | 14,059,000 | 18,361,000 |
| Noninterest income | 266,000 | 554,000 | 768,000 | 1,005,000 |
| Noninterest expense | 1,481,000 | 3,050,000 | 4,561,000 | 6,096,000 |
| Provision for loan losses | 0 | 197,000 | 197,000 | 197,000 |
| Pretax income | 3,454,000 | 6,536,000 | 10,254,000 | 13,258,000 |
| Income tax | 1,280,000 | 2,441,000 | 3,840,000 | 4,964,000 |
| Net income | 2,174,000 | 4,095,000 | 6,414,000 | 8,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,678,000 | 75,599,000 | 77,919,000 | 79,798,000 |
| Total capital | 75,697,000 | 76,772,000 | 79,072,000 | 81,042,000 |
| Risk-weighted assets | 270,636,000 | 283,382,000 | 289,541,000 | 287,875,000 |