Call reports 2003
LISLE SAVINGS BANK — 2003
What LISLE SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 430,351,000 | 439,692,000 | 458,228,000 | 471,498,000 |
| Total loans | 339,417,000 | 353,113,000 | 381,951,000 | 394,156,000 |
| Allowance for loan losses | 1,920,000 | 1,928,000 | 1,928,000 | 1,928,000 |
| Securities available for sale | 64,290,000 | 58,145,000 | 50,115,000 | 49,616,000 |
| Securities held to maturity | 2,733,000 | 1,539,000 | 1,529,000 | 1,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,874,000 | 342,075,000 | 348,280,000 | 347,431,000 |
| Interest-bearing deposits | 327,803,000 | 328,160,000 | 335,558,000 | 336,920,000 |
| Noninterest-bearing deposits | 10,071,000 | 13,915,000 | 12,722,000 | 10,511,000 |
| Equity capital | 65,972,000 | 68,012,000 | 69,929,000 | 71,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,692,000 | 13,362,000 | 19,859,000 | 26,017,000 |
| Interest expense | 2,189,000 | 4,279,000 | 6,270,000 | 8,227,000 |
| Net interest income | 4,503,000 | 9,083,000 | 13,589,000 | 17,790,000 |
| Noninterest income | 192,000 | 399,000 | 601,000 | 810,000 |
| Noninterest expense | 1,277,000 | 2,757,000 | 4,077,000 | 5,494,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,418,000 | 6,785,000 | 10,173,000 | 13,204,000 |
| Income tax | 1,260,000 | 2,518,000 | 3,778,000 | 4,893,000 |
| Net income | 2,158,000 | 4,267,000 | 6,395,000 | 8,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,351,000 | 67,461,000 | 69,589,000 | 71,504,000 |
| Total capital | 67,314,000 | 69,424,000 | 71,549,000 | 73,513,000 |
| Risk-weighted assets | 233,412,000 | 242,518,000 | 258,425,000 | 267,102,000 |