Call reports 2002
LISLE SAVINGS BANK — 2002
What LISLE SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 402,963,000 | 407,963,000 | 420,161,000 | 421,249,000 |
| Total loans | 319,029,000 | 323,622,000 | 318,977,000 | 326,582,000 |
| Allowance for loan losses | 1,850,000 | 1,865,000 | 1,875,000 | 1,910,000 |
| Securities available for sale | 52,974,000 | 53,617,000 | 59,570,000 | 65,864,000 |
| Securities held to maturity | 5,432,000 | 4,282,000 | 3,952,000 | 3,344,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,280,000 | 325,995,000 | 333,582,000 | 334,937,000 |
| Interest-bearing deposits | 313,232,000 | 317,097,000 | 325,125,000 | 326,206,000 |
| Noninterest-bearing deposits | 8,048,000 | 8,898,000 | 8,457,000 | 8,731,000 |
| Equity capital | 57,318,000 | 59,514,000 | 61,645,000 | 63,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,727,000 | 13,494,000 | 20,351,000 | 27,229,000 |
| Interest expense | 3,032,000 | 5,886,000 | 8,648,000 | 11,082,000 |
| Net interest income | 3,695,000 | 7,608,000 | 11,703,000 | 16,147,000 |
| Noninterest income | 184,000 | 343,000 | 551,000 | 768,000 |
| Noninterest expense | 1,107,000 | 2,435,000 | 3,601,000 | 4,821,000 |
| Provision for loan losses | -5,000 | -7,000 | -8,000 | -9,000 |
| Pretax income | 2,777,000 | 5,523,000 | 8,789,000 | 12,299,000 |
| Income tax | 1,032,000 | 2,047,000 | 3,311,000 | 4,610,000 |
| Net income | 1,745,000 | 3,476,000 | 5,478,000 | 7,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,249,000 | 58,980,000 | 60,982,000 | 63,193,000 |
| Total capital | 59,193,000 | 60,948,000 | 62,903,000 | 65,168,000 |
| Risk-weighted assets | 232,648,000 | 233,980,000 | 231,221,000 | 230,000,000 |