Call reports 2020
KATAHDIN TRUST COMPANY — 2020
What KATAHDIN TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 903,490,000 | 981,375,000 | 938,651,000 | 936,410,000 |
| Total loans | 716,411,000 | 803,527,000 | 773,047,000 | 746,692,000 |
| Allowance for loan losses | 6,866,000 | 7,123,000 | 7,217,000 | 7,454,000 |
| Securities available for sale | 121,256,000 | 109,268,000 | 99,000,000 | 94,247,000 |
| Securities held to maturity | 5,000 | 5,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 742,543,000 | 850,177,000 | 813,131,000 | 812,927,000 |
| Interest-bearing deposits | 598,502,000 | 641,661,000 | 615,806,000 | 601,909,000 |
| Noninterest-bearing deposits | 144,041,000 | 208,516,000 | 197,325,000 | 211,018,000 |
| Equity capital | 86,467,000 | 88,918,000 | 90,954,000 | 93,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,063,000 | 18,115,000 | 27,217,000 | 37,141,000 |
| Interest expense | 1,923,000 | 3,332,000 | 4,422,000 | 5,362,000 |
| Net interest income | 7,140,000 | 14,783,000 | 22,795,000 | 31,779,000 |
| Noninterest income | 1,138,000 | 2,538,000 | 3,634,000 | 4,870,000 |
| Noninterest expense | 5,750,000 | 11,352,000 | 16,993,000 | 23,968,000 |
| Provision for loan losses | 560,000 | 810,000 | 1,010,000 | 1,260,000 |
| Pretax income | 1,841,000 | 5,227,000 | 8,557,000 | 11,552,000 |
| Income tax | 372,000 | 1,088,000 | 1,770,000 | 1,250,000 |
| Net income | 1,469,000 | 4,139,000 | 6,787,000 | 10,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,480,000 | 83,393,000 | 85,593,000 | 88,422,000 |
| Total capital | 88,379,000 | 90,549,000 | 92,843,000 | 95,909,000 |
| Risk-weighted assets | 653,624,000 | 676,059,000 | 642,588,000 | 640,206,000 |