Call reports 2019
KATAHDIN TRUST COMPANY — 2019
What KATAHDIN TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 800,019,000 | 837,959,000 | 844,936,000 | 850,692,000 |
| Total loans | 664,223,000 | 698,598,000 | 700,654,000 | 701,115,000 |
| Allowance for loan losses | 5,864,000 | 6,039,000 | 6,232,000 | 6,293,000 |
| Securities available for sale | 93,149,000 | 94,719,000 | 89,608,000 | 100,376,000 |
| Securities held to maturity | 7,000 | 6,000 | 6,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 647,238,000 | 691,434,000 | 711,968,000 | 718,198,000 |
| Interest-bearing deposits | 527,584,000 | 557,032,000 | 570,794,000 | 572,996,000 |
| Noninterest-bearing deposits | 119,654,000 | 134,402,000 | 141,174,000 | 145,202,000 |
| Equity capital | 80,160,000 | 82,446,000 | 84,588,000 | 86,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,777,000 | 18,001,000 | 27,464,000 | 36,684,000 |
| Interest expense | 1,874,000 | 3,953,000 | 6,110,000 | 8,049,000 |
| Net interest income | 6,903,000 | 14,048,000 | 21,354,000 | 28,635,000 |
| Noninterest income | 886,000 | 2,204,000 | 3,519,000 | 4,501,000 |
| Noninterest expense | 5,370,000 | 10,887,000 | 16,247,000 | 22,104,000 |
| Provision for loan losses | 0 | 190,000 | 325,000 | 460,000 |
| Pretax income | 2,416,000 | 5,189,000 | 8,344,000 | 10,710,000 |
| Income tax | 497,000 | 1,062,000 | 1,728,000 | 2,012,000 |
| Net income | 1,919,000 | 4,127,000 | 6,616,000 | 8,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,852,000 | 76,945,000 | 78,993,000 | 80,462,000 |
| Total capital | 81,749,000 | 83,017,000 | 85,258,000 | 86,788,000 |
| Risk-weighted assets | 599,166,000 | 631,272,000 | 633,796,000 | 631,166,000 |