Call reports 2016
KATAHDIN TRUST COMPANY — 2016
What KATAHDIN TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 704,180,000 | 721,398,000 | 743,667,000 | 753,621,000 |
| Total loans | 592,830,000 | 602,191,000 | 617,351,000 | 623,280,000 |
| Allowance for loan losses | 5,580,000 | 5,598,000 | 5,719,000 | 6,033,000 |
| Securities available for sale | 72,600,000 | 78,580,000 | 82,889,000 | 87,271,000 |
| Securities held to maturity | 15,000 | 15,000 | 14,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 606,348,000 | 611,921,000 | 645,533,000 | 653,126,000 |
| Interest-bearing deposits | 505,073,000 | 512,764,000 | 540,757,000 | 550,153,000 |
| Noninterest-bearing deposits | 101,275,000 | 99,157,000 | 104,776,000 | 102,973,000 |
| Equity capital | 69,477,000 | 70,723,000 | 71,597,000 | 71,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,110,000 | 14,841,000 | 22,363,000 | 29,718,000 |
| Interest expense | 1,022,000 | 1,937,000 | 2,884,000 | 3,900,000 |
| Net interest income | 6,088,000 | 12,904,000 | 19,479,000 | 25,818,000 |
| Noninterest income | 874,000 | 1,830,000 | 3,010,000 | 3,990,000 |
| Noninterest expense | 5,280,000 | 10,601,000 | 16,101,000 | 21,488,000 |
| Provision for loan losses | 270,000 | 730,000 | 848,000 | 1,316,000 |
| Pretax income | 1,440,000 | 3,431,000 | 5,567,000 | 7,059,000 |
| Income tax | 470,000 | 1,125,000 | 1,826,000 | 1,994,000 |
| Net income | 970,000 | 2,306,000 | 3,741,000 | 5,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,905,000 | 66,646,000 | 67,483,000 | 68,169,000 |
| Total capital | 71,518,000 | 72,277,000 | 73,235,000 | 74,235,000 |
| Risk-weighted assets | 534,136,000 | 546,657,000 | 563,883,000 | 570,332,000 |