Call reports 2015
KATAHDIN TRUST COMPANY — 2015
What KATAHDIN TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 665,046,000 | 681,206,000 | 687,155,000 | 701,669,000 |
| Total loans | 559,331,000 | 574,721,000 | 579,860,000 | 586,238,000 |
| Allowance for loan losses | 5,805,000 | 5,484,000 | 5,417,000 | 5,331,000 |
| Securities available for sale | 61,419,000 | 65,311,000 | 67,242,000 | 72,501,000 |
| Securities held to maturity | 19,000 | 18,000 | 16,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,818,000 | 578,045,000 | 577,137,000 | 606,369,000 |
| Interest-bearing deposits | 508,591,000 | 496,521,000 | 478,449,000 | 502,492,000 |
| Noninterest-bearing deposits | 84,227,000 | 81,524,000 | 98,688,000 | 103,877,000 |
| Equity capital | 67,275,000 | 67,655,000 | 68,537,000 | 68,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,801,000 | 13,787,000 | 20,901,000 | 28,047,000 |
| Interest expense | 885,000 | 1,757,000 | 2,633,000 | 3,506,000 |
| Net interest income | 5,916,000 | 12,030,000 | 18,268,000 | 24,541,000 |
| Noninterest income | 677,000 | 1,516,000 | 2,410,000 | 3,315,000 |
| Noninterest expense | 5,064,000 | 10,014,000 | 15,083,000 | 20,354,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 1,529,000 | 3,545,000 | 5,607,000 | 7,464,000 |
| Income tax | 496,000 | 1,156,000 | 1,825,000 | 2,422,000 |
| Net income | 1,033,000 | 2,389,000 | 3,782,000 | 5,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,395,000 | 64,137,000 | 64,905,000 | 65,558,000 |
| Total capital | 69,233,000 | 69,654,000 | 70,355,000 | 70,921,000 |
| Risk-weighted assets | 505,133,000 | 523,010,000 | 522,747,000 | 531,754,000 |