Call reports 2013
KATAHDIN TRUST COMPANY — 2013
What KATAHDIN TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 579,655,000 | 607,055,000 | 615,731,000 | 644,934,000 |
| Total loans | 478,999,000 | 505,176,000 | 518,368,000 | 546,244,000 |
| Allowance for loan losses | 6,191,000 | 5,416,000 | 5,573,000 | 6,097,000 |
| Securities available for sale | 58,044,000 | 57,646,000 | 54,589,000 | 55,086,000 |
| Securities held to maturity | 24,000 | 24,000 | 23,000 | 22,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,745,000 | 530,573,000 | 541,866,000 | 563,714,000 |
| Interest-bearing deposits | 441,775,000 | 467,994,000 | 477,415,000 | 492,952,000 |
| Noninterest-bearing deposits | 54,970,000 | 62,579,000 | 64,451,000 | 70,762,000 |
| Equity capital | 61,437,000 | 60,554,000 | 60,269,000 | 59,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,531,000 | 13,215,000 | 20,133,000 | 26,961,000 |
| Interest expense | 1,138,000 | 2,237,000 | 3,317,000 | 4,367,000 |
| Net interest income | 5,393,000 | 10,978,000 | 16,816,000 | 22,594,000 |
| Noninterest income | 718,000 | 834,000 | 1,546,000 | 2,950,000 |
| Noninterest expense | 4,666,000 | 9,683,000 | 14,124,000 | 18,816,000 |
| Provision for loan losses | 0 | -730,000 | -535,000 | 798,000 |
| Pretax income | 1,434,000 | 2,840,000 | 4,754,000 | 5,911,000 |
| Income tax | 456,000 | 730,000 | 1,492,000 | 1,846,000 |
| Net income | 978,000 | 2,110,000 | 3,262,000 | 4,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,394,000 | 55,505,000 | 55,584,000 | 55,346,000 |
| Total capital | 60,910,000 | 60,954,000 | 61,190,000 | 61,464,000 |
| Risk-weighted assets | 440,604,000 | 461,061,000 | 459,825,000 | 490,051,000 |