Call reports 2012
KATAHDIN TRUST COMPANY — 2012
What KATAHDIN TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 549,420,000 | 568,868,000 | 576,521,000 | 575,678,000 |
| Total loans | 455,188,000 | 477,444,000 | 484,403,000 | 481,586,000 |
| Allowance for loan losses | 6,515,000 | 6,575,000 | 6,643,000 | 6,338,000 |
| Securities available for sale | 53,910,000 | 52,041,000 | 50,813,000 | 50,814,000 |
| Securities held to maturity | 31,000 | 31,000 | 30,000 | 28,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,102,000 | 473,840,000 | 485,122,000 | 483,162,000 |
| Interest-bearing deposits | 391,083,000 | 409,790,000 | 425,159,000 | 424,298,000 |
| Noninterest-bearing deposits | 60,019,000 | 64,050,000 | 59,963,000 | 58,864,000 |
| Equity capital | 61,307,000 | 61,562,000 | 61,779,000 | 61,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,734,000 | 13,596,000 | 20,491,000 | 27,284,000 |
| Interest expense | 1,487,000 | 2,826,000 | 4,118,000 | 5,370,000 |
| Net interest income | 5,247,000 | 10,770,000 | 16,373,000 | 21,914,000 |
| Noninterest income | 691,000 | 1,434,000 | 2,220,000 | 2,958,000 |
| Noninterest expense | 4,366,000 | 8,740,000 | 13,125,000 | 17,611,000 |
| Provision for loan losses | 220,000 | 421,000 | 789,000 | 989,000 |
| Pretax income | 1,310,000 | 3,001,000 | 4,603,000 | 6,198,000 |
| Income tax | 261,000 | 766,000 | 1,234,000 | 1,655,000 |
| Net income | 1,049,000 | 2,235,000 | 3,369,000 | 4,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,988,000 | 55,175,000 | 55,259,000 | 55,416,000 |
| Total capital | 60,299,000 | 60,781,000 | 60,881,000 | 60,966,000 |
| Risk-weighted assets | 423,387,000 | 445,925,000 | 448,697,000 | 443,193,000 |