Call reports 2009
KATAHDIN TRUST COMPANY — 2009
What KATAHDIN TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 457,497,000 | 484,972,000 | 491,245,000 | 494,718,000 |
| Total loans | 356,205,000 | 376,249,000 | 385,358,000 | 390,744,000 |
| Allowance for loan losses | 5,518,000 | 5,528,000 | 5,946,000 | 6,143,000 |
| Securities available for sale | 67,726,000 | 72,898,000 | 70,985,000 | 67,107,000 |
| Securities held to maturity | 42,000 | 41,000 | 40,000 | 39,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,468,000 | 366,226,000 | 381,919,000 | 388,619,000 |
| Interest-bearing deposits | 299,124,000 | 322,685,000 | 335,443,000 | 339,121,000 |
| Noninterest-bearing deposits | 44,344,000 | 43,541,000 | 46,476,000 | 49,498,000 |
| Equity capital | 53,148,000 | 53,932,000 | 55,580,000 | 55,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,603,000 | 13,396,000 | 20,275,000 | 27,085,000 |
| Interest expense | 2,108,000 | 4,048,000 | 5,914,000 | 7,774,000 |
| Net interest income | 4,495,000 | 9,348,000 | 14,361,000 | 19,311,000 |
| Noninterest income | 738,000 | 1,502,000 | 2,288,000 | 3,058,000 |
| Noninterest expense | 3,515,000 | 6,868,000 | 10,349,000 | 14,156,000 |
| Provision for loan losses | 572,000 | 1,476,000 | 2,373,000 | 3,003,000 |
| Pretax income | 1,146,000 | 2,506,000 | 3,925,000 | 5,199,000 |
| Income tax | 326,000 | 620,000 | 977,000 | 1,286,000 |
| Net income | 820,000 | 1,886,000 | 2,948,000 | 3,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,277,000 | 48,149,000 | 49,038,000 | 49,728,000 |
| Total capital | 51,644,000 | 52,771,000 | 53,789,000 | 54,585,000 |
| Risk-weighted assets | 348,172,000 | 370,620,000 | 379,611,000 | 387,265,000 |