Call reports 2007
KATAHDIN TRUST COMPANY — 2007
What KATAHDIN TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 401,207,000 | 414,064,000 | 418,283,000 | 427,514,000 |
| Total loans | 298,909,000 | 309,611,000 | 318,392,000 | 323,907,000 |
| Allowance for loan losses | 3,701,000 | 3,830,000 | 3,966,000 | 4,036,000 |
| Securities available for sale | 68,828,000 | 69,530,000 | 67,951,000 | 67,405,000 |
| Securities held to maturity | 777,000 | 775,000 | 773,000 | 772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,497,000 | 313,951,000 | 326,815,000 | 339,327,000 |
| Interest-bearing deposits | 269,948,000 | 273,447,000 | 284,425,000 | 293,027,000 |
| Noninterest-bearing deposits | 38,549,000 | 40,504,000 | 42,390,000 | 46,300,000 |
| Equity capital | 38,868,000 | 39,458,000 | 40,537,000 | 41,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,378,000 | 13,252,000 | 20,403,000 | 27,553,000 |
| Interest expense | 2,820,000 | 5,817,000 | 8,962,000 | 12,060,000 |
| Net interest income | 3,558,000 | 7,435,000 | 11,441,000 | 15,493,000 |
| Noninterest income | 746,000 | 1,586,000 | 2,332,000 | 3,113,000 |
| Noninterest expense | 2,790,000 | 5,657,000 | 8,620,000 | 11,679,000 |
| Provision for loan losses | 94,000 | 243,000 | 366,000 | 490,000 |
| Pretax income | 1,420,000 | 3,121,000 | 4,787,000 | 6,437,000 |
| Income tax | 395,000 | 882,000 | 1,358,000 | 1,823,000 |
| Net income | 1,025,000 | 2,239,000 | 3,429,000 | 4,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,670,000 | 33,533,000 | 34,308,000 | 35,005,000 |
| Total capital | 36,361,000 | 37,359,000 | 38,213,000 | 38,970,000 |
| Risk-weighted assets | 295,178,000 | 306,026,000 | 312,291,000 | 317,088,000 |