Call reports 2006
KATAHDIN TRUST COMPANY — 2006
What KATAHDIN TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 378,071,000 | 381,116,000 | 385,130,000 | 392,865,000 |
| Total loans | 274,614,000 | 281,186,000 | 289,530,000 | 293,156,000 |
| Allowance for loan losses | 3,461,000 | 3,550,000 | 3,505,000 | 3,585,000 |
| Securities available for sale | 72,491,000 | 69,935,000 | 67,047,000 | 68,198,000 |
| Securities held to maturity | 786,000 | 785,000 | 783,000 | 779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,372,000 | 290,778,000 | 305,810,000 | 314,882,000 |
| Interest-bearing deposits | 256,062,000 | 251,337,000 | 265,087,000 | 270,968,000 |
| Noninterest-bearing deposits | 41,310,000 | 39,441,000 | 40,723,000 | 43,914,000 |
| Equity capital | 29,711,000 | 30,302,000 | 31,920,000 | 32,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,602,000 | 11,462,000 | 17,682,000 | 24,007,000 |
| Interest expense | 2,114,000 | 4,455,000 | 7,051,000 | 9,750,000 |
| Net interest income | 3,488,000 | 7,007,000 | 10,631,000 | 14,257,000 |
| Noninterest income | 700,000 | 1,372,000 | 2,051,000 | 2,817,000 |
| Noninterest expense | 2,687,000 | 5,205,000 | 7,765,000 | 10,341,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,426,000 | 3,024,000 | 4,692,000 | 6,433,000 |
| Income tax | 447,000 | 931,000 | 1,438,000 | 1,964,000 |
| Net income | 979,000 | 2,093,000 | 3,254,000 | 4,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,369,000 | 28,227,000 | 29,215,000 | 30,005,000 |
| Total capital | 30,734,000 | 31,662,000 | 32,724,000 | 33,607,000 |
| Risk-weighted assets | 269,056,000 | 274,607,000 | 280,602,000 | 288,006,000 |