Call reports 2005
KATAHDIN TRUST COMPANY — 2005
What KATAHDIN TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 348,629,000 | 357,661,000 | 359,773,000 | 369,380,000 |
| Total loans | 251,694,000 | 261,304,000 | 265,756,000 | 268,874,000 |
| Allowance for loan losses | 3,131,000 | 3,184,000 | 3,463,000 | 3,421,000 |
| Securities available for sale | 69,123,000 | 67,369,000 | 64,205,000 | 68,898,000 |
| Securities held to maturity | 794,000 | 792,000 | 790,000 | 788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,631,000 | 261,849,000 | 283,587,000 | 282,697,000 |
| Interest-bearing deposits | 223,009,000 | 223,464,000 | 243,505,000 | 239,947,000 |
| Noninterest-bearing deposits | 35,622,000 | 38,385,000 | 40,082,000 | 42,750,000 |
| Equity capital | 27,376,000 | 28,409,000 | 28,847,000 | 29,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,784,000 | 9,798,000 | 15,073,000 | 20,345,000 |
| Interest expense | 1,482,000 | 3,138,000 | 4,961,000 | 6,861,000 |
| Net interest income | 3,302,000 | 6,660,000 | 10,112,000 | 13,484,000 |
| Noninterest income | 581,000 | 1,190,000 | 1,841,000 | 2,512,000 |
| Noninterest expense | 2,486,000 | 4,968,000 | 7,474,000 | 10,062,000 |
| Provision for loan losses | 105,000 | 210,000 | 305,000 | 280,000 |
| Pretax income | 1,292,000 | 2,672,000 | 4,174,000 | 5,654,000 |
| Income tax | 406,000 | 838,000 | 1,310,000 | 1,775,000 |
| Net income | 886,000 | 1,834,000 | 2,864,000 | 3,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,870,000 | 25,488,000 | 26,280,000 | 26,645,000 |
| Total capital | 27,873,000 | 28,610,000 | 29,462,000 | 29,868,000 |
| Risk-weighted assets | 240,296,000 | 249,660,000 | 254,254,000 | 257,617,000 |