Call reports 2004
KATAHDIN TRUST COMPANY — 2004
What KATAHDIN TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 323,736,000 | 327,260,000 | 336,217,000 | 342,741,000 |
| Total loans | 221,417,000 | 232,875,000 | 241,694,000 | 249,668,000 |
| Allowance for loan losses | 2,833,000 | 2,893,000 | 2,946,000 | 3,030,000 |
| Securities available for sale | 77,051,000 | 68,343,000 | 69,470,000 | 66,827,000 |
| Securities held to maturity | 1,140,000 | 1,138,000 | 804,000 | 801,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,848,000 | 231,272,000 | 234,788,000 | 252,593,000 |
| Interest-bearing deposits | 195,395,000 | 195,946,000 | 198,253,000 | 216,685,000 |
| Noninterest-bearing deposits | 32,453,000 | 35,326,000 | 36,535,000 | 35,908,000 |
| Equity capital | 26,609,000 | 25,824,000 | 27,026,000 | 27,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,431,000 | 8,824,000 | 13,319,000 | 18,023,000 |
| Interest expense | 1,220,000 | 2,404,000 | 3,631,000 | 4,996,000 |
| Net interest income | 3,211,000 | 6,420,000 | 9,688,000 | 13,027,000 |
| Noninterest income | 492,000 | 1,042,000 | 1,610,000 | 2,161,000 |
| Noninterest expense | 2,425,000 | 4,827,000 | 7,232,000 | 9,565,000 |
| Provision for loan losses | 120,000 | 180,000 | 240,000 | 380,000 |
| Pretax income | 1,158,000 | 2,455,000 | 3,826,000 | 5,243,000 |
| Income tax | 371,000 | 790,000 | 1,234,000 | 1,695,000 |
| Net income | 787,000 | 1,665,000 | 2,592,000 | 3,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,741,000 | 23,307,000 | 23,992,000 | 24,323,000 |
| Total capital | 25,425,000 | 26,088,000 | 26,848,000 | 27,284,000 |
| Risk-weighted assets | 214,520,000 | 222,431,000 | 228,386,000 | 236,656,000 |