Call reports 2003
KATAHDIN TRUST COMPANY — 2003
What KATAHDIN TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 283,354,000 | 300,700,000 | 297,871,000 | 329,364,000 |
| Total loans | 183,865,000 | 206,603,000 | 211,536,000 | 221,457,000 |
| Allowance for loan losses | 2,390,000 | 2,591,000 | 2,736,000 | 2,783,000 |
| Securities available for sale | 73,995,000 | 67,513,000 | 59,993,000 | 80,611,000 |
| Securities held to maturity | 2,685,000 | 2,655,000 | 2,168,000 | 1,646,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,984,000 | 219,649,000 | 223,465,000 | 231,951,000 |
| Interest-bearing deposits | 177,154,000 | 184,205,000 | 188,040,000 | 195,741,000 |
| Noninterest-bearing deposits | 31,830,000 | 35,444,000 | 35,425,000 | 36,210,000 |
| Equity capital | 22,806,000 | 23,062,000 | 23,316,000 | 26,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,166,000 | 8,480,000 | 12,701,000 | 17,257,000 |
| Interest expense | 1,264,000 | 2,503,000 | 3,671,000 | 4,861,000 |
| Net interest income | 2,902,000 | 5,977,000 | 9,030,000 | 12,396,000 |
| Noninterest income | 445,000 | 983,000 | 1,500,000 | 2,005,000 |
| Noninterest expense | 2,194,000 | 4,445,000 | 6,646,000 | 8,901,000 |
| Provision for loan losses | 248,000 | 428,000 | 608,000 | 608,000 |
| Pretax income | 905,000 | 2,212,000 | 3,706,000 | 5,322,000 |
| Income tax | 303,000 | 745,000 | 1,252,000 | 1,805,000 |
| Net income | 602,000 | 1,467,000 | 2,454,000 | 3,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,284,000 | 18,968,000 | 19,775,000 | 22,675,000 |
| Total capital | 20,675,000 | 21,537,000 | 22,308,000 | 25,368,000 |
| Risk-weighted assets | 194,241,000 | 205,492,000 | 202,471,000 | 215,319,000 |