Call reports 2002
KATAHDIN TRUST COMPANY — 2002
What KATAHDIN TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 261,914,000 | 270,639,000 | 273,608,000 | 282,605,000 |
| Total loans | 162,418,000 | 169,652,000 | 172,539,000 | 180,967,000 |
| Allowance for loan losses | 1,996,000 | 2,079,000 | 2,228,000 | 2,300,000 |
| Securities available for sale | 75,221,000 | 75,795,000 | 73,023,000 | 74,797,000 |
| Securities held to maturity | 3,748,000 | 3,588,000 | 3,352,000 | 3,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,387,000 | 208,159,000 | 209,453,000 | 209,431,000 |
| Interest-bearing deposits | 176,076,000 | 179,030,000 | 177,930,000 | 177,173,000 |
| Noninterest-bearing deposits | 26,311,000 | 29,129,000 | 31,523,000 | 32,258,000 |
| Equity capital | 19,540,000 | 21,144,000 | 22,399,000 | 22,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,372,000 | 8,914,000 | 13,396,000 | 17,816,000 |
| Interest expense | 1,507,000 | 2,973,000 | 4,388,000 | 5,760,000 |
| Net interest income | 2,865,000 | 5,941,000 | 9,008,000 | 12,056,000 |
| Noninterest income | 368,000 | 762,000 | 1,285,000 | 1,718,000 |
| Noninterest expense | 2,088,000 | 4,191,000 | 6,407,000 | 8,645,000 |
| Provision for loan losses | 105,000 | 270,000 | 435,000 | 600,000 |
| Pretax income | 1,040,000 | 2,243,000 | 3,453,000 | 4,531,000 |
| Income tax | 350,000 | 756,000 | 1,165,000 | 1,517,000 |
| Net income | 690,000 | 1,487,000 | 2,288,000 | 3,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,648,000 | 17,518,000 | 18,150,000 | 17,842,000 |
| Total capital | 18,645,000 | 19,598,000 | 20,379,000 | 20,143,000 |
| Risk-weighted assets | 166,373,000 | 174,953,000 | 178,782,000 | 187,863,000 |