Call reports 2026
CAPITOL BANK — 2026
What CAPITOL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 589,397,000 | 565,303,000 |
| Total loans | 453,543,000 | 431,084,000 |
| Allowance for loan losses | 6,291,000 | 6,306,000 |
| Securities available for sale | 87,672,000 | 85,196,000 |
| Securities held to maturity | 5,750,000 | 5,750,000 |
| Trading assets | 0 | 0 |
| Total deposits | 497,652,000 | 472,995,000 |
| Interest-bearing deposits | 425,490,000 | 400,581,000 |
| Noninterest-bearing deposits | 72,162,000 | 72,414,000 |
| Equity capital | 68,659,000 | 69,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,732,000 | 14,908,000 |
| Interest expense | 3,128,000 | 5,833,000 |
| Net interest income | 4,604,000 | 9,075,000 |
| Noninterest income | 346,000 | 684,000 |
| Noninterest expense | 2,934,000 | 5,805,000 |
| Provision for loan losses | -22,000 | -18,000 |
| Pretax income | 1,972,000 | 3,906,000 |
| Income tax | 270,000 | 571,000 |
| Net income | 1,702,000 | 3,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 71,253,000 | 72,080,000 |
| Total capital | 77,166,000 | 77,806,000 |
| Risk-weighted assets | 472,475,000 | 457,451,000 |