Call reports 2024
CAPITOL BANK — 2024
What CAPITOL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 587,387,000 | 594,408,000 | 609,975,000 | 629,088,000 |
| Total loans | 490,603,000 | 503,773,000 | 510,414,000 | 495,378,000 |
| Allowance for loan losses | 6,496,000 | 6,572,000 | 6,085,000 | 5,802,000 |
| Securities available for sale | 69,108,000 | 67,233,000 | 72,980,000 | 79,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 508,892,000 | 491,800,000 | 519,414,000 | 539,622,000 |
| Interest-bearing deposits | 430,922,000 | 419,874,000 | 441,164,000 | 460,275,000 |
| Noninterest-bearing deposits | 77,970,000 | 71,926,000 | 78,250,000 | 79,347,000 |
| Equity capital | 58,413,000 | 58,825,000 | 61,728,000 | 61,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,703,000 | 15,328,000 | 23,401,000 | 31,522,000 |
| Interest expense | 4,356,000 | 8,516,000 | 12,879,000 | 16,983,000 |
| Net interest income | 3,347,000 | 6,812,000 | 10,522,000 | 14,539,000 |
| Noninterest income | 420,000 | 759,000 | 1,116,000 | 1,467,000 |
| Noninterest expense | 2,849,000 | 5,685,000 | 8,501,000 | 11,261,000 |
| Provision for loan losses | 76,000 | 151,000 | 227,000 | 511,000 |
| Pretax income | 842,000 | 1,735,000 | 2,910,000 | 4,442,000 |
| Income tax | 140,000 | 120,000 | 313,000 | 602,000 |
| Net income | 702,000 | 1,615,000 | 2,597,000 | 3,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,484,000 | 63,952,000 | 64,935,000 | 65,678,000 |
| Total capital | 70,086,000 | 70,663,000 | 71,364,000 | 71,616,000 |
| Risk-weighted assets | 527,912,000 | 536,673,000 | 542,702,000 | 518,743,000 |