Call reports 2023
CAPITOL BANK — 2023
What CAPITOL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 554,175,000 | 565,044,000 | 560,578,000 | 589,869,000 |
| Total loans | 449,976,000 | 461,430,000 | 468,534,000 | 491,428,000 |
| Allowance for loan losses | 5,733,000 | 5,807,000 | 5,812,000 | 6,419,000 |
| Securities available for sale | 74,441,000 | 71,636,000 | 63,727,000 | 66,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,104,000 | 467,727,000 | 483,381,000 | 508,854,000 |
| Interest-bearing deposits | 383,338,000 | 383,239,000 | 403,603,000 | 423,530,000 |
| Noninterest-bearing deposits | 82,766,000 | 84,488,000 | 79,778,000 | 85,324,000 |
| Equity capital | 54,712,000 | 54,958,000 | 54,440,000 | 57,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,146,000 | 12,636,000 | 19,558,000 | 26,939,000 |
| Interest expense | 2,441,000 | 5,518,000 | 9,028,000 | 12,856,000 |
| Net interest income | 3,705,000 | 7,118,000 | 10,530,000 | 14,083,000 |
| Noninterest income | 326,000 | 698,000 | 994,000 | 3,380,000 |
| Noninterest expense | 2,812,000 | 5,593,000 | 8,261,000 | 10,948,000 |
| Provision for loan losses | 0 | 71,000 | 75,000 | 680,000 |
| Pretax income | 1,219,000 | 2,152,000 | 2,953,000 | 5,336,000 |
| Income tax | 299,000 | 502,000 | 675,000 | 1,835,000 |
| Net income | 920,000 | 1,650,000 | 2,278,000 | 3,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,191,000 | 60,921,000 | 61,549,000 | 62,772,000 |
| Total capital | 66,084,000 | 66,888,000 | 67,589,000 | 69,417,000 |
| Risk-weighted assets | 483,973,000 | 490,500,000 | 516,345,000 | 531,505,000 |