Call reports 2022
CAPITOL BANK — 2022
What CAPITOL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 494,841,000 | 502,018,000 | 528,322,000 | 551,829,000 |
| Total loans | 369,062,000 | 394,418,000 | 422,743,000 | 446,757,000 |
| Allowance for loan losses | 5,387,000 | 5,389,000 | 5,391,000 | 5,391,000 |
| Securities available for sale | 82,610,000 | 80,890,000 | 76,458,000 | 75,777,000 |
| Securities held to maturity | 2,500,000 | 4,500,000 | 2,500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,657,000 | 413,963,000 | 449,178,000 | 466,124,000 |
| Interest-bearing deposits | 331,807,000 | 318,203,000 | 349,710,000 | 362,451,000 |
| Noninterest-bearing deposits | 101,850,000 | 95,759,000 | 99,469,000 | 103,673,000 |
| Equity capital | 52,522,000 | 52,131,000 | 51,688,000 | 53,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,131,000 | 8,401,000 | 13,319,000 | 19,056,000 |
| Interest expense | 271,000 | 593,000 | 1,435,000 | 3,034,000 |
| Net interest income | 3,860,000 | 7,808,000 | 11,884,000 | 16,022,000 |
| Noninterest income | 413,000 | 817,000 | 1,128,000 | 1,404,000 |
| Noninterest expense | 2,663,000 | 5,397,000 | 8,205,000 | 10,814,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,610,000 | 3,228,000 | 4,807,000 | 6,612,000 |
| Income tax | 403,000 | 822,000 | 1,206,000 | 1,664,000 |
| Net income | 1,207,000 | 2,406,000 | 3,601,000 | 4,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,889,000 | 57,087,000 | 58,282,000 | 59,630,000 |
| Total capital | 61,276,000 | 62,476,000 | 63,673,000 | 65,021,000 |
| Risk-weighted assets | 449,434,000 | 466,916,000 | 476,420,000 | 492,902,000 |