Call reports 2021
CAPITOL BANK — 2021
What CAPITOL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 528,013,000 | 455,379,000 | 470,618,000 | 489,119,000 |
| Total loans | 346,571,000 | 340,648,000 | 333,197,000 | 361,787,000 |
| Allowance for loan losses | 5,326,000 | 5,328,000 | 5,330,000 | 5,385,000 |
| Securities available for sale | 77,644,000 | 81,176,000 | 81,391,000 | 86,162,000 |
| Securities held to maturity | 2,500,000 | 2,500,000 | 2,500,000 | 2,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,930,000 | 391,064,000 | 405,021,000 | 426,129,000 |
| Interest-bearing deposits | 380,729,000 | 309,091,000 | 312,312,000 | 328,879,000 |
| Noninterest-bearing deposits | 85,201,000 | 81,973,000 | 92,708,000 | 97,249,000 |
| Equity capital | 54,335,000 | 55,944,000 | 56,861,000 | 54,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,176,000 | 8,228,000 | 12,127,000 | 15,899,000 |
| Interest expense | 463,000 | 865,000 | 1,202,000 | 1,497,000 |
| Net interest income | 3,713,000 | 7,363,000 | 10,925,000 | 14,402,000 |
| Noninterest income | 932,000 | 1,497,000 | 1,990,000 | 2,418,000 |
| Noninterest expense | 2,357,000 | 4,723,000 | 7,157,000 | 9,630,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,312,000 | 4,161,000 | 5,786,000 | 7,218,000 |
| Income tax | 611,000 | 1,070,000 | 1,484,000 | 1,838,000 |
| Net income | 1,701,000 | 3,091,000 | 4,302,000 | 5,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,003,000 | 55,392,000 | 56,604,000 | 54,681,000 |
| Total capital | 59,329,000 | 60,379,000 | 61,855,000 | 60,003,000 |
| Risk-weighted assets | 447,318,000 | 398,636,000 | 420,003,000 | 425,677,000 |