Call reports 2020
CAPITOL BANK — 2020
What CAPITOL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 382,805,000 | 485,675,000 | 489,486,000 | 485,077,000 |
| Total loans | 303,967,000 | 329,225,000 | 333,701,000 | 344,397,000 |
| Allowance for loan losses | 4,319,000 | 4,321,000 | 4,570,000 | 5,078,000 |
| Securities available for sale | 52,020,000 | 51,844,000 | 60,731,000 | 79,361,000 |
| Securities held to maturity | 8,775,000 | 5,750,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,383,000 | 427,575,000 | 430,360,000 | 424,386,000 |
| Interest-bearing deposits | 270,001,000 | 355,608,000 | 352,721,000 | 345,090,000 |
| Noninterest-bearing deposits | 56,381,000 | 71,967,000 | 77,639,000 | 79,297,000 |
| Equity capital | 49,537,000 | 50,642,000 | 51,961,000 | 53,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,981,000 | 7,748,000 | 11,547,000 | 15,169,000 |
| Interest expense | 921,000 | 1,610,000 | 2,260,000 | 2,824,000 |
| Net interest income | 3,060,000 | 6,138,000 | 9,287,000 | 12,345,000 |
| Noninterest income | 349,000 | 1,263,000 | 2,321,000 | 4,469,000 |
| Noninterest expense | 2,136,000 | 4,358,000 | 6,648,000 | 9,337,000 |
| Provision for loan losses | 0 | 0 | 250,000 | 750,000 |
| Pretax income | 1,273,000 | 3,108,000 | 4,775,000 | 6,792,000 |
| Income tax | 316,000 | 790,000 | 1,218,000 | 1,729,000 |
| Net income | 957,000 | 2,318,000 | 3,557,000 | 5,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,699,000 | 49,576,000 | 50,816,000 | 52,322,000 |
| Total capital | 53,018,000 | 53,897,000 | 55,386,000 | 57,400,000 |
| Risk-weighted assets | 368,644,000 | 437,220,000 | 424,616,000 | 409,730,000 |