Call reports 2019
CAPITOL BANK — 2019
What CAPITOL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 375,551,000 | 382,805,000 | 379,539,000 | 399,653,000 |
| Total loans | 279,281,000 | 296,251,000 | 297,435,000 | 293,210,000 |
| Allowance for loan losses | 4,292,000 | 4,309,000 | 4,316,000 | 4,314,000 |
| Securities available for sale | 58,090,000 | 56,516,000 | 48,667,000 | 51,742,000 |
| Securities held to maturity | 1,000,000 | 5,000,000 | 7,000,000 | 7,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,993,000 | 334,590,000 | 329,510,000 | 348,834,000 |
| Interest-bearing deposits | 261,950,000 | 281,971,000 | 278,257,000 | 294,296,000 |
| Noninterest-bearing deposits | 62,043,000 | 52,620,000 | 51,252,000 | 54,538,000 |
| Equity capital | 43,400,000 | 45,098,000 | 46,673,000 | 47,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,954,000 | 8,075,000 | 12,355,000 | 16,644,000 |
| Interest expense | 755,000 | 1,588,000 | 2,509,000 | 3,432,000 |
| Net interest income | 3,199,000 | 6,487,000 | 9,846,000 | 13,212,000 |
| Noninterest income | 222,000 | 463,000 | 798,000 | 1,187,000 |
| Noninterest expense | 1,954,000 | 3,872,000 | 5,805,000 | 7,940,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,456,000 | 3,067,000 | 4,881,000 | 6,476,000 |
| Income tax | 355,000 | 756,000 | 1,219,000 | 1,627,000 |
| Net income | 1,101,000 | 2,311,000 | 3,662,000 | 4,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,026,000 | 44,236,000 | 45,633,000 | 46,822,000 |
| Total capital | 47,261,000 | 48,545,000 | 49,949,000 | 51,136,000 |
| Risk-weighted assets | 337,786,000 | 358,416,000 | 352,906,000 | 348,010,000 |