Call reports 2018
CAPITOL BANK — 2018
What CAPITOL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 359,262,000 | 347,436,000 | 359,991,000 | 368,178,000 |
| Total loans | 250,015,000 | 260,877,000 | 271,152,000 | 282,936,000 |
| Allowance for loan losses | 3,958,000 | 4,589,000 | 4,584,000 | 4,211,000 |
| Securities available for sale | 71,842,000 | 67,553,000 | 64,942,000 | 60,079,000 |
| Securities held to maturity | 9,750,000 | 4,750,000 | 12,500,000 | 12,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,653,000 | 295,420,000 | 295,782,000 | 313,992,000 |
| Interest-bearing deposits | 242,953,000 | 240,217,000 | 242,001,000 | 256,070,000 |
| Noninterest-bearing deposits | 64,700,000 | 55,203,000 | 53,781,000 | 57,922,000 |
| Equity capital | 38,716,000 | 38,893,000 | 39,838,000 | 41,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,264,000 | 7,231,000 | 10,901,000 | 14,722,000 |
| Interest expense | 413,000 | 955,000 | 1,567,000 | 2,273,000 |
| Net interest income | 2,851,000 | 6,276,000 | 9,334,000 | 12,449,000 |
| Noninterest income | 283,000 | 547,000 | 999,000 | 1,237,000 |
| Noninterest expense | 1,886,000 | 3,738,000 | 5,663,000 | 7,543,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,257,000 | 3,067,000 | 4,652,000 | 6,004,000 |
| Income tax | 313,000 | 775,000 | 1,029,000 | 1,364,000 |
| Net income | 944,000 | 2,292,000 | 3,623,000 | 4,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,469,000 | 39,757,000 | 41,088,000 | 42,104,000 |
| Total capital | 43,427,000 | 43,740,000 | 45,335,000 | 46,315,000 |
| Risk-weighted assets | 322,570,000 | 317,210,000 | 338,655,000 | 345,097,000 |