Call reports 2017
CAPITOL BANK — 2017
What CAPITOL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 346,997,000 | 350,410,000 | 342,736,000 | 361,375,000 |
| Total loans | 250,424,000 | 255,191,000 | 250,509,000 | 248,564,000 |
| Allowance for loan losses | 3,922,000 | 4,057,000 | 4,243,000 | 3,954,000 |
| Securities available for sale | 71,328,000 | 67,690,000 | 66,993,000 | 74,416,000 |
| Securities held to maturity | 9,450,000 | 9,950,000 | 13,000,000 | 17,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,188,000 | 298,759,000 | 285,038,000 | 309,850,000 |
| Interest-bearing deposits | 236,979,000 | 244,800,000 | 228,663,000 | 247,628,000 |
| Noninterest-bearing deposits | 60,209,000 | 53,959,000 | 56,375,000 | 62,222,000 |
| Equity capital | 36,625,000 | 37,601,000 | 38,489,000 | 38,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,954,000 | 6,039,000 | 9,333,000 | 12,529,000 |
| Interest expense | 288,000 | 582,000 | 909,000 | 1,255,000 |
| Net interest income | 2,666,000 | 5,457,000 | 8,424,000 | 11,274,000 |
| Noninterest income | 271,000 | 582,000 | 831,000 | 1,101,000 |
| Noninterest expense | 1,672,000 | 3,352,000 | 5,079,000 | 6,916,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,265,000 | 2,687,000 | 4,210,000 | 5,393,000 |
| Income tax | 432,000 | 932,000 | 1,463,000 | 2,224,000 |
| Net income | 833,000 | 1,755,000 | 2,747,000 | 3,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,084,000 | 37,728,000 | 38,666,000 | 38,969,000 |
| Total capital | 41,002,000 | 41,688,000 | 42,680,000 | 42,890,000 |
| Risk-weighted assets | 313,174,000 | 316,486,000 | 320,659,000 | 313,410,000 |