Call reports 2016
CAPITOL BANK — 2016
What CAPITOL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 312,146,000 | 309,862,000 | 332,917,000 | 348,940,000 |
| Total loans | 215,542,000 | 229,691,000 | 236,475,000 | 248,656,000 |
| Allowance for loan losses | 4,023,000 | 3,928,000 | 3,869,000 | 3,868,000 |
| Securities available for sale | 65,368,000 | 57,601,000 | 73,162,000 | 72,410,000 |
| Securities held to maturity | 8,850,000 | 3,000,000 | 7,800,000 | 10,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,580,000 | 255,452,000 | 278,245,000 | 297,687,000 |
| Interest-bearing deposits | 206,664,000 | 206,094,000 | 224,487,000 | 235,078,000 |
| Noninterest-bearing deposits | 50,916,000 | 49,358,000 | 53,758,000 | 62,609,000 |
| Equity capital | 34,629,000 | 35,382,000 | 35,875,000 | 35,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,595,000 | 5,218,000 | 7,961,000 | 10,868,000 |
| Interest expense | 184,000 | 389,000 | 650,000 | 943,000 |
| Net interest income | 2,411,000 | 4,829,000 | 7,311,000 | 9,925,000 |
| Noninterest income | 376,000 | 662,000 | 992,000 | 1,292,000 |
| Noninterest expense | 1,588,000 | 3,152,000 | 4,801,000 | 6,396,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,214,000 | 2,389,000 | 3,598,000 | 4,884,000 |
| Income tax | 440,000 | 862,000 | 1,290,000 | 1,743,000 |
| Net income | 774,000 | 1,527,000 | 2,308,000 | 3,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,201,000 | 34,720,000 | 35,441,000 | 36,274,000 |
| Total capital | 37,605,000 | 38,189,000 | 39,186,000 | 40,142,000 |
| Risk-weighted assets | 271,498,000 | 276,876,000 | 299,296,000 | 312,531,000 |