Call reports 2015
CAPITOL BANK — 2015
What CAPITOL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 291,162,000 | 289,899,000 | 302,593,000 | 313,664,000 |
| Total loans | 189,554,000 | 197,806,000 | 213,923,000 | 212,647,000 |
| Allowance for loan losses | 4,015,000 | 4,019,000 | 4,023,000 | 4,021,000 |
| Securities available for sale | 67,669,000 | 63,823,000 | 61,425,000 | 64,784,000 |
| Securities held to maturity | 9,200,000 | 2,000,000 | 5,000,000 | 12,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,256,000 | 248,864,000 | 248,675,000 | 272,335,000 |
| Interest-bearing deposits | 204,509,000 | 204,790,000 | 199,832,000 | 213,970,000 |
| Noninterest-bearing deposits | 44,747,000 | 44,074,000 | 48,843,000 | 58,365,000 |
| Equity capital | 31,675,000 | 32,174,000 | 33,111,000 | 33,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,468,000 | 4,860,000 | 7,492,000 | 10,048,000 |
| Interest expense | 184,000 | 366,000 | 536,000 | 719,000 |
| Net interest income | 2,284,000 | 4,494,000 | 6,956,000 | 9,329,000 |
| Noninterest income | 301,000 | 755,000 | 1,061,000 | 1,309,000 |
| Noninterest expense | 1,505,000 | 3,047,000 | 4,592,000 | 6,133,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,104,000 | 2,256,000 | 3,500,000 | 4,594,000 |
| Income tax | 409,000 | 834,000 | 1,292,000 | 1,684,000 |
| Net income | 695,000 | 1,422,000 | 2,208,000 | 2,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,132,000 | 31,943,000 | 32,704,000 | 33,406,000 |
| Total capital | 34,258,000 | 34,931,000 | 35,795,000 | 36,659,000 |
| Risk-weighted assets | 249,184,000 | 237,780,000 | 246,138,000 | 259,278,000 |