Call reports 2014
CAPITOL BANK — 2014
What CAPITOL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 278,090,000 | 286,691,000 | 277,235,000 | 305,290,000 |
| Total loans | 181,457,000 | 185,049,000 | 185,402,000 | 188,497,000 |
| Allowance for loan losses | 3,881,000 | 3,915,000 | 3,975,000 | 4,007,000 |
| Securities available for sale | 66,290,000 | 62,743,000 | 64,540,000 | 63,226,000 |
| Securities held to maturity | 7,600,000 | 5,450,000 | 5,200,000 | 5,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,625,000 | 247,990,000 | 235,965,000 | 265,942,000 |
| Interest-bearing deposits | 202,254,000 | 206,450,000 | 193,446,000 | 215,218,000 |
| Noninterest-bearing deposits | 36,370,000 | 41,540,000 | 42,519,000 | 50,724,000 |
| Equity capital | 29,069,000 | 29,520,000 | 30,135,000 | 30,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,425,000 | 4,874,000 | 7,425,000 | 9,919,000 |
| Interest expense | 214,000 | 419,000 | 613,000 | 801,000 |
| Net interest income | 2,211,000 | 4,455,000 | 6,812,000 | 9,118,000 |
| Noninterest income | 184,000 | 401,000 | 641,000 | 847,000 |
| Noninterest expense | 1,389,000 | 2,761,000 | 4,161,000 | 5,510,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,023,000 | 2,138,000 | 3,356,000 | 4,489,000 |
| Income tax | 373,000 | 797,000 | 1,253,000 | 1,676,000 |
| Net income | 650,000 | 1,341,000 | 2,103,000 | 2,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,991,000 | 29,367,000 | 30,078,000 | 30,788,000 |
| Total capital | 31,601,000 | 32,012,000 | 32,826,000 | 33,588,000 |
| Risk-weighted assets | 208,330,000 | 210,295,000 | 218,597,000 | 222,830,000 |