Call reports 2013
CAPITOL BANK — 2013
What CAPITOL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 284,528,000 | 271,406,000 | 275,420,000 | 301,818,000 |
| Total loans | 169,855,000 | 176,446,000 | 183,829,000 | 181,266,000 |
| Allowance for loan losses | 3,853,000 | 3,924,000 | 4,000,000 | 3,842,000 |
| Securities available for sale | 76,429,000 | 70,665,000 | 61,107,000 | 64,979,000 |
| Securities held to maturity | 10,700,000 | 5,850,000 | 4,450,000 | 6,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,209,000 | 228,461,000 | 234,178,000 | 264,698,000 |
| Interest-bearing deposits | 205,415,000 | 189,743,000 | 195,888,000 | 216,260,000 |
| Noninterest-bearing deposits | 39,794,000 | 38,718,000 | 38,290,000 | 48,439,000 |
| Equity capital | 26,961,000 | 26,879,000 | 27,666,000 | 28,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,686,000 | 5,283,000 | 7,920,000 | 10,474,000 |
| Interest expense | 301,000 | 568,000 | 817,000 | 1,049,000 |
| Net interest income | 2,385,000 | 4,715,000 | 7,103,000 | 9,425,000 |
| Noninterest income | 315,000 | 596,000 | 845,000 | 1,051,000 |
| Noninterest expense | 1,369,000 | 2,737,000 | 4,083,000 | 5,488,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 200,000 |
| Pretax income | 1,256,000 | 2,426,000 | 3,663,000 | 4,811,000 |
| Income tax | 469,000 | 902,000 | 1,363,000 | 1,789,000 |
| Net income | 787,000 | 1,524,000 | 2,300,000 | 3,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,435,000 | 26,892,000 | 27,619,000 | 28,340,000 |
| Total capital | 28,958,000 | 29,401,000 | 30,202,000 | 30,954,000 |
| Risk-weighted assets | 200,544,000 | 199,297,000 | 205,239,000 | 207,901,000 |