Call reports 2012
CAPITOL BANK — 2012
What CAPITOL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 283,830,000 | 268,136,000 | 265,660,000 | 315,771,000 |
| Total loans | 179,721,000 | 179,253,000 | 177,144,000 | 169,815,000 |
| Allowance for loan losses | 5,248,000 | 5,331,000 | 5,514,000 | 4,044,000 |
| Securities available for sale | 56,128,000 | 58,402,000 | 60,172,000 | 70,499,000 |
| Securities held to maturity | 4,750,000 | 6,750,000 | 12,700,000 | 14,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,140,000 | 228,408,000 | 225,613,000 | 276,701,000 |
| Interest-bearing deposits | 199,878,000 | 193,289,000 | 190,092,000 | 229,639,000 |
| Noninterest-bearing deposits | 44,262,000 | 35,119,000 | 35,521,000 | 47,063,000 |
| Equity capital | 24,236,000 | 24,800,000 | 25,710,000 | 26,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,925,000 | 5,781,000 | 8,619,000 | 11,433,000 |
| Interest expense | 435,000 | 836,000 | 1,190,000 | 1,550,000 |
| Net interest income | 2,490,000 | 4,945,000 | 7,429,000 | 9,883,000 |
| Noninterest income | 294,000 | 638,000 | 1,070,000 | 1,560,000 |
| Noninterest expense | 1,349,000 | 2,690,000 | 4,073,000 | 5,509,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 1,085,000 |
| Pretax income | 1,210,000 | 2,443,000 | 3,751,000 | 4,849,000 |
| Income tax | 460,000 | 927,000 | 1,420,000 | 1,846,000 |
| Net income | 750,000 | 1,516,000 | 2,331,000 | 3,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,766,000 | 24,261,000 | 25,022,000 | 25,693,000 |
| Total capital | 26,084,000 | 26,775,000 | 27,576,000 | 28,228,000 |
| Risk-weighted assets | 190,097,000 | 198,312,000 | 201,344,000 | 201,315,000 |