Call reports 2011
CAPITOL BANK — 2011
What CAPITOL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 248,158,000 | 247,733,000 | 251,553,000 | 275,349,000 |
| Total loans | 173,514,000 | 183,826,000 | 186,241,000 | 184,624,000 |
| Allowance for loan losses | 4,223,000 | 4,523,000 | 5,008,000 | 5,052,000 |
| Securities available for sale | 58,227,000 | 48,027,000 | 40,806,000 | 50,462,000 |
| Securities held to maturity | 4,500,000 | 2,800,000 | 3,750,000 | 2,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,845,000 | 206,534,000 | 212,066,000 | 234,878,000 |
| Interest-bearing deposits | 183,415,000 | 174,745,000 | 179,335,000 | 199,063,000 |
| Noninterest-bearing deposits | 27,430,000 | 31,789,000 | 32,731,000 | 35,815,000 |
| Equity capital | 21,010,000 | 22,114,000 | 22,843,000 | 23,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,833,000 | 5,788,000 | 8,783,000 | 11,783,000 |
| Interest expense | 538,000 | 1,047,000 | 1,536,000 | 2,016,000 |
| Net interest income | 2,295,000 | 4,741,000 | 7,247,000 | 9,767,000 |
| Noninterest income | 178,000 | 455,000 | 734,000 | 1,128,000 |
| Noninterest expense | 1,318,000 | 2,753,000 | 4,029,000 | 5,580,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,150,000 | 1,375,000 |
| Pretax income | 855,000 | 1,897,000 | 3,173,000 | 4,344,000 |
| Income tax | 331,000 | 736,000 | 1,232,000 | 1,677,000 |
| Net income | 524,000 | 1,161,000 | 1,941,000 | 2,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,264,000 | 21,684,000 | 22,409,000 | 23,080,000 |
| Total capital | 23,462,000 | 23,966,000 | 24,735,000 | 25,327,000 |
| Risk-weighted assets | 173,855,000 | 181,024,000 | 183,437,000 | 191,263,000 |