Call reports 2010
CAPITOL BANK — 2010
What CAPITOL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 231,590,000 | 236,103,000 | 237,747,000 | 253,223,000 |
| Total loans | 185,372,000 | 178,201,000 | 176,760,000 | 173,391,000 |
| Allowance for loan losses | 3,197,000 | 3,256,000 | 3,743,000 | 3,926,000 |
| Securities available for sale | 32,461,000 | 37,135,000 | 38,197,000 | 61,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 4,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,495,000 | 199,581,000 | 200,231,000 | 214,692,000 |
| Interest-bearing deposits | 169,364,000 | 172,601,000 | 169,962,000 | 178,886,000 |
| Noninterest-bearing deposits | 25,131,000 | 26,980,000 | 30,269,000 | 35,806,000 |
| Equity capital | 19,633,000 | 20,260,000 | 20,819,000 | 20,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,960,000 | 5,934,000 | 8,818,000 | 11,699,000 |
| Interest expense | 734,000 | 1,443,000 | 2,086,000 | 2,691,000 |
| Net interest income | 2,226,000 | 4,491,000 | 6,732,000 | 9,008,000 |
| Noninterest income | 255,000 | 509,000 | 832,000 | 1,309,000 |
| Noninterest expense | 1,293,000 | 2,546,000 | 3,775,000 | 5,122,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,200,000 | 1,850,000 |
| Pretax income | 891,000 | 1,857,000 | 2,873,000 | 3,629,000 |
| Income tax | 348,000 | 720,000 | 1,121,000 | 1,416,000 |
| Net income | 543,000 | 1,137,000 | 1,752,000 | 2,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,425,000 | 19,794,000 | 20,353,000 | 20,740,000 |
| Total capital | 21,681,000 | 22,012,000 | 22,541,000 | 22,948,000 |
| Risk-weighted assets | 180,882,000 | 176,363,000 | 173,516,000 | 174,892,000 |