Call reports 2009
CAPITOL BANK — 2009
What CAPITOL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 221,599,000 | 216,253,000 | 228,124,000 | 228,275,000 |
| Total loans | 194,065,000 | 195,177,000 | 189,535,000 | 190,515,000 |
| Allowance for loan losses | 2,675,000 | 2,724,000 | 3,171,000 | 2,897,000 |
| Securities available for sale | 12,835,000 | 14,312,000 | 23,280,000 | 29,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,965,000 | 179,165,000 | 186,617,000 | 181,184,000 |
| Interest-bearing deposits | 163,543,000 | 157,004,000 | 163,176,000 | 136,077,000 |
| Noninterest-bearing deposits | 20,422,000 | 22,161,000 | 23,441,000 | 45,107,000 |
| Equity capital | 18,277,000 | 18,537,000 | 18,970,000 | 19,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,054,000 | 5,993,000 | 9,003,000 | 12,000,000 |
| Interest expense | 1,081,000 | 2,072,000 | 2,983,000 | 3,815,000 |
| Net interest income | 1,973,000 | 3,921,000 | 6,020,000 | 8,185,000 |
| Noninterest income | 255,000 | 504,000 | 799,000 | 1,120,000 |
| Noninterest expense | 1,146,000 | 2,422,000 | 3,660,000 | 4,990,000 |
| Provision for loan losses | 130,000 | 280,000 | 730,000 | 1,380,000 |
| Pretax income | 1,010,000 | 1,781,000 | 2,737,000 | 3,243,000 |
| Income tax | 399,000 | 705,000 | 1,085,000 | 1,273,000 |
| Net income | 611,000 | 1,076,000 | 1,652,000 | 1,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,868,000 | 18,169,000 | 18,693,000 | 18,936,000 |
| Total capital | 20,165,000 | 20,416,000 | 21,000,000 | 21,237,000 |
| Risk-weighted assets | 182,599,000 | 181,868,000 | 183,665,000 | 183,497,000 |