Call reports 2002
CAPITOL BANK — 2002
What CAPITOL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 87,822,000 | 87,141,000 | 96,282,000 | 97,567,000 |
| Total loans | 71,222,000 | 77,501,000 | 79,719,000 | 78,647,000 |
| Allowance for loan losses | 1,089,000 | 1,136,000 | 809,000 | 767,000 |
| Securities available for sale | 4,597,000 | 5,103,000 | 5,188,000 | 7,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,810,000 | 69,703,000 | 79,938,000 | 81,064,000 |
| Interest-bearing deposits | 61,363,000 | 59,744,000 | 68,761,000 | 69,157,000 |
| Noninterest-bearing deposits | 10,447,000 | 9,960,000 | 11,177,000 | 11,907,000 |
| Equity capital | 7,237,000 | 7,445,000 | 7,662,000 | 7,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,314,000 | 2,638,000 | 3,992,000 | 5,338,000 |
| Interest expense | 526,000 | 979,000 | 1,448,000 | 1,928,000 |
| Net interest income | 788,000 | 1,659,000 | 2,544,000 | 3,410,000 |
| Noninterest income | 172,000 | 313,000 | 537,000 | 866,000 |
| Noninterest expense | 603,000 | 1,230,000 | 1,874,000 | 2,518,000 |
| Provision for loan losses | 75,000 | 150,000 | 281,000 | 717,000 |
| Pretax income | 282,000 | 592,000 | 926,000 | 1,041,000 |
| Income tax | 95,000 | 199,000 | 312,000 | 349,000 |
| Net income | 187,000 | 393,000 | 614,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,230,000 | 7,436,000 | 7,657,000 | 7,735,000 |
| Total capital | 8,114,000 | 8,383,000 | 8,466,000 | 8,502,000 |
| Risk-weighted assets | 70,535,000 | 75,599,000 | 78,679,000 | 78,093,000 |