Call reports 2001
CAPITOL BANK — 2001
What CAPITOL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 87,125,000 | 88,826,000 | 96,596,000 | 93,694,000 |
| Total loans | 72,755,000 | 74,620,000 | 72,238,000 | 72,626,000 |
| Allowance for loan losses | 921,000 | 971,000 | 1,051,000 | 1,009,000 |
| Securities available for sale | 4,489,000 | 5,083,000 | 4,136,000 | 4,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,282,000 | 73,027,000 | 79,655,000 | 79,809,000 |
| Interest-bearing deposits | 63,514,000 | 65,551,000 | 72,756,000 | 72,357,000 |
| Noninterest-bearing deposits | 6,768,000 | 7,476,000 | 6,899,000 | 7,452,000 |
| Equity capital | 6,656,000 | 6,838,000 | 6,984,000 | 7,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,764,000 | 3,463,000 | 5,112,000 | 6,570,000 |
| Interest expense | 1,033,000 | 1,975,000 | 2,878,000 | 3,599,000 |
| Net interest income | 731,000 | 1,488,000 | 2,234,000 | 2,971,000 |
| Noninterest income | 119,000 | 269,000 | 407,000 | 590,000 |
| Noninterest expense | 560,000 | 1,118,000 | 1,702,000 | 2,323,000 |
| Provision for loan losses | 30,000 | 80,000 | 160,000 | 340,000 |
| Pretax income | 260,000 | 559,000 | 779,000 | 899,000 |
| Income tax | 103,000 | 221,000 | 309,000 | 349,000 |
| Net income | 157,000 | 338,000 | 470,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,650,000 | 6,831,000 | 6,963,000 | 7,042,000 |
| Total capital | 7,548,000 | 7,755,000 | 7,875,000 | 7,939,000 |
| Risk-weighted assets | 71,790,000 | 73,928,000 | 72,832,000 | 71,681,000 |