Call reports 2008
COLORADO COMMUNITY BANK — 2008
What COLORADO COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 427,528,000 | 448,611,000 | 459,755,000 | 469,512,000 |
| Total loans | 383,414,000 | 398,327,000 | 405,904,000 | 424,939,000 |
| Allowance for loan losses | 5,988,000 | 6,232,000 | 6,061,000 | 5,948,000 |
| Securities available for sale | 4,863,000 | 4,814,000 | 4,729,000 | 4,641,000 |
| Securities held to maturity | 12,000 | 10,000 | 10,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,614,000 | 372,263,000 | 385,428,000 | 395,750,000 |
| Interest-bearing deposits | 320,508,000 | 336,952,000 | 353,480,000 | 363,571,000 |
| Noninterest-bearing deposits | 35,106,000 | 35,311,000 | 31,948,000 | 32,179,000 |
| Equity capital | 47,361,000 | 48,511,000 | 49,477,000 | 49,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,527,000 | 16,871,000 | 25,152,000 | 33,394,000 |
| Interest expense | 3,414,000 | 6,811,000 | 10,107,000 | 13,343,000 |
| Net interest income | 5,113,000 | 10,060,000 | 15,045,000 | 20,051,000 |
| Noninterest income | 387,000 | 713,000 | 890,000 | 742,000 |
| Noninterest expense | 2,640,000 | 5,392,000 | 7,907,000 | 10,841,000 |
| Provision for loan losses | 275,000 | 675,000 | 1,100,000 | 2,030,000 |
| Pretax income | 2,585,000 | 4,706,000 | 6,928,000 | 7,922,000 |
| Income tax | 1,010,000 | 1,754,000 | 2,410,000 | 2,727,000 |
| Net income | 1,575,000 | 2,952,000 | 4,518,000 | 5,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,137,000 | 48,325,000 | 49,302,000 | 48,889,000 |
| Total capital | 51,926,000 | 53,346,000 | 54,302,000 | 54,129,000 |
| Risk-weighted assets | 381,156,000 | 400,508,000 | 398,928,000 | 418,508,000 |