Call reports 2007
COLORADO COMMUNITY BANK — 2007
What COLORADO COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 385,241,000 | 396,724,000 | 392,572,000 | 407,993,000 |
| Total loans | 327,055,000 | 349,525,000 | 349,849,000 | 364,568,000 |
| Allowance for loan losses | 6,276,000 | 6,326,000 | 6,220,000 | 6,124,000 |
| Securities available for sale | 8,057,000 | 3,946,000 | 3,827,000 | 4,801,000 |
| Securities held to maturity | 15,000 | 14,000 | 13,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,104,000 | 346,126,000 | 340,716,000 | 345,765,000 |
| Interest-bearing deposits | 305,148,000 | 310,718,000 | 308,581,000 | 281,578,000 |
| Noninterest-bearing deposits | 29,956,000 | 35,408,000 | 32,135,000 | 64,187,000 |
| Equity capital | 40,944,000 | 42,496,000 | 44,297,000 | 45,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,498,000 | 17,297,000 | 26,280,000 | 35,306,000 |
| Interest expense | 3,341,000 | 6,840,000 | 10,456,000 | 13,930,000 |
| Net interest income | 5,157,000 | 10,457,000 | 15,824,000 | 21,376,000 |
| Noninterest income | 366,000 | 719,000 | 1,214,000 | 1,512,000 |
| Noninterest expense | 2,589,000 | 5,431,000 | 8,233,000 | 11,028,000 |
| Provision for loan losses | 95,000 | 165,000 | 330,000 | 650,000 |
| Pretax income | 2,839,000 | 5,580,000 | 8,475,000 | 11,210,000 |
| Income tax | 1,053,000 | 2,035,000 | 3,145,000 | 4,043,000 |
| Net income | 1,786,000 | 3,545,000 | 5,330,000 | 7,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,737,000 | 42,307,000 | 44,103,000 | 45,551,000 |
| Total capital | 44,897,000 | 46,738,000 | 48,549,000 | 50,139,000 |
| Risk-weighted assets | 330,702,000 | 352,608,000 | 353,910,000 | 365,469,000 |