Call reports 2006
COLORADO COMMUNITY BANK — 2006
What COLORADO COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 347,387,000 | 364,927,000 | 368,683,000 | 383,285,000 |
| Total loans | 311,190,000 | 320,850,000 | 321,320,000 | 315,401,000 |
| Allowance for loan losses | 5,786,000 | 5,943,000 | 6,128,000 | 6,234,000 |
| Securities available for sale | 5,427,000 | 6,934,000 | 8,168,000 | 6,545,000 |
| Securities held to maturity | 18,000 | 17,000 | 16,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,112,000 | 322,416,000 | 324,336,000 | 336,535,000 |
| Interest-bearing deposits | 272,680,000 | 289,720,000 | 294,801,000 | 303,274,000 |
| Noninterest-bearing deposits | 33,432,000 | 32,696,000 | 29,535,000 | 33,261,000 |
| Equity capital | 33,707,000 | 35,346,000 | 37,167,000 | 39,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,267,000 | 15,028,000 | 23,351,000 | 32,143,000 |
| Interest expense | 2,321,000 | 4,959,000 | 7,880,000 | 11,141,000 |
| Net interest income | 4,946,000 | 10,069,000 | 15,471,000 | 21,002,000 |
| Noninterest income | 425,000 | 1,012,000 | 1,355,000 | 1,702,000 |
| Noninterest expense | 2,593,000 | 5,406,000 | 8,031,000 | 10,818,000 |
| Provision for loan losses | 135,000 | 305,000 | 490,000 | 700,000 |
| Pretax income | 2,643,000 | 5,370,000 | 8,305,000 | 11,186,000 |
| Income tax | 1,016,000 | 2,084,000 | 3,231,000 | 4,123,000 |
| Net income | 1,627,000 | 3,286,000 | 5,074,000 | 7,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,722,000 | 35,141,000 | 36,941,000 | 38,940,000 |
| Total capital | 37,639,000 | 39,162,000 | 41,017,000 | 43,007,000 |
| Risk-weighted assets | 311,487,000 | 319,756,000 | 324,062,000 | 323,238,000 |