Call reports 2004
COLORADO COMMUNITY BANK — 2004
What COLORADO COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 260,547,000 | 273,719,000 | 290,537,000 | 301,391,000 |
| Total loans | 219,904,000 | 243,765,000 | 260,622,000 | 258,505,000 |
| Allowance for loan losses | 4,038,000 | 4,250,000 | 4,610,000 | 4,958,000 |
| Securities available for sale | 14,519,000 | 10,147,000 | 8,407,000 | 7,810,000 |
| Securities held to maturity | 94,000 | 86,000 | 77,000 | 29,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,542,000 | 241,872,000 | 258,166,000 | 267,819,000 |
| Interest-bearing deposits | 213,068,000 | 221,806,000 | 231,039,000 | 239,938,000 |
| Noninterest-bearing deposits | 18,474,000 | 20,066,000 | 27,127,000 | 27,881,000 |
| Equity capital | 22,698,000 | 25,563,000 | 26,583,000 | 27,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,277,000 | 8,828,000 | 13,675,000 | 18,747,000 |
| Interest expense | 1,188,000 | 2,357,000 | 3,624,000 | 4,996,000 |
| Net interest income | 3,089,000 | 6,471,000 | 10,051,000 | 13,751,000 |
| Noninterest income | 337,000 | 800,000 | 1,127,000 | 1,491,000 |
| Noninterest expense | 1,745,000 | 3,530,000 | 5,474,000 | 7,554,000 |
| Provision for loan losses | 290,000 | 588,000 | 1,023,000 | 1,413,000 |
| Pretax income | 1,391,000 | 3,153,000 | 4,681,000 | 6,275,000 |
| Income tax | 502,000 | 1,202,000 | 1,711,000 | 2,181,000 |
| Net income | 889,000 | 1,951,000 | 2,970,000 | 4,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,666,000 | 25,558,000 | 26,577,000 | 27,626,000 |
| Total capital | 25,378,000 | 28,575,000 | 29,794,000 | 30,912,000 |
| Risk-weighted assets | 215,712,000 | 240,099,000 | 255,982,000 | 261,194,000 |