Call reports 2003
COLORADO COMMUNITY BANK — 2003
What COLORADO COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 220,873,000 | 238,389,000 | 245,069,000 | 255,925,000 |
| Total loans | 195,730,000 | 201,938,000 | 202,182,000 | 210,527,000 |
| Allowance for loan losses | 3,103,000 | 3,423,000 | 3,655,000 | 3,876,000 |
| Securities available for sale | 11,342,000 | 9,299,000 | 8,202,000 | 17,397,000 |
| Securities held to maturity | 128,000 | 123,000 | 118,000 | 98,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,791,000 | 213,148,000 | 218,159,000 | 228,187,000 |
| Interest-bearing deposits | 181,527,000 | 197,762,000 | 202,186,000 | 210,413,000 |
| Noninterest-bearing deposits | 14,264,000 | 15,386,000 | 15,973,000 | 17,774,000 |
| Equity capital | 18,554,000 | 19,126,000 | 21,291,000 | 21,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,723,000 | 7,770,000 | 11,738,000 | 15,889,000 |
| Interest expense | 1,226,000 | 2,515,000 | 3,823,000 | 5,051,000 |
| Net interest income | 2,497,000 | 5,255,000 | 7,915,000 | 10,838,000 |
| Noninterest income | 407,000 | 791,000 | 1,197,000 | 1,524,000 |
| Noninterest expense | 1,417,000 | 2,827,000 | 4,470,000 | 6,170,000 |
| Provision for loan losses | 392,000 | 887,000 | 1,240,000 | 1,614,000 |
| Pretax income | 1,095,000 | 2,332,000 | 3,402,000 | 4,578,000 |
| Income tax | 405,000 | 906,000 | 1,221,000 | 1,635,000 |
| Net income | 690,000 | 1,426,000 | 2,181,000 | 2,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,409,000 | 18,995,000 | 21,210,000 | 21,937,000 |
| Total capital | 20,800,000 | 21,495,000 | 23,734,000 | 24,557,000 |
| Risk-weighted assets | 190,541,000 | 199,103,000 | 200,758,000 | 208,330,000 |