Call reports 2002
COLORADO COMMUNITY BANK — 2002
What COLORADO COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 149,899,000 | 160,625,000 | 196,985,000 | 213,442,000 |
| Total loans | 124,903,000 | 131,347,000 | 164,063,000 | 176,095,000 |
| Allowance for loan losses | 1,698,000 | 1,892,000 | 2,487,000 | 2,804,000 |
| Securities available for sale | 11,250,000 | 12,662,000 | 11,887,000 | 11,413,000 |
| Securities held to maturity | 974,000 | 269,000 | 248,000 | 135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,408,000 | 143,775,000 | 176,025,000 | 189,839,000 |
| Interest-bearing deposits | 123,884,000 | 134,028,000 | 162,856,000 | 174,075,000 |
| Noninterest-bearing deposits | 10,524,000 | 9,747,000 | 13,169,000 | 15,764,000 |
| Equity capital | 11,968,000 | 13,370,000 | 17,293,000 | 17,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,782,000 | 5,549,000 | 9,899,000 | 13,583,000 |
| Interest expense | 1,110,000 | 2,214,000 | 3,867,000 | 5,162,000 |
| Net interest income | 1,672,000 | 3,335,000 | 6,032,000 | 8,421,000 |
| Noninterest income | 249,000 | 640,000 | 1,086,000 | 1,535,000 |
| Noninterest expense | 1,154,000 | 2,339,000 | 3,900,000 | 5,346,000 |
| Provision for loan losses | 143,000 | 338,000 | 653,000 | 1,030,000 |
| Pretax income | 624,000 | 1,298,000 | 2,565,000 | 3,580,000 |
| Income tax | 250,000 | 490,000 | 1,013,000 | 1,405,000 |
| Net income | 374,000 | 808,000 | 1,552,000 | 2,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,881,000 | 13,214,000 | 17,096,000 | 17,719,000 |
| Total capital | 13,409,000 | 14,808,000 | 19,093,000 | 19,894,000 |
| Risk-weighted assets | 122,032,000 | 127,153,000 | 159,250,000 | 173,285,000 |