Call reports 2005
BANK OF KAUKAUNA, THE — 2005
What BANK OF KAUKAUNA, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 69,339,000 | 69,278,000 | 71,887,000 | 72,962,000 |
| Total loans | 60,197,000 | 60,292,000 | 61,094,000 | 60,875,000 |
| Allowance for loan losses | 694,000 | 714,000 | 735,000 | 757,000 |
| Securities available for sale | 3,984,000 | 3,979,000 | 3,973,000 | 3,974,000 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,889,000 | 56,127,000 | 58,982,000 | 60,235,000 |
| Interest-bearing deposits | 48,087,000 | 46,400,000 | 47,961,000 | 48,147,000 |
| Noninterest-bearing deposits | 9,802,000 | 9,727,000 | 11,021,000 | 12,088,000 |
| Equity capital | 7,827,000 | 8,282,000 | 8,458,000 | 8,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,859,000 | 2,906,000 | 4,015,000 |
| Interest expense | 259,000 | 538,000 | 849,000 | 1,203,000 |
| Net interest income | 645,000 | 1,321,000 | 2,057,000 | 2,812,000 |
| Noninterest income | 83,000 | 488,000 | 547,000 | 899,000 |
| Noninterest expense | 410,000 | 831,000 | 1,244,000 | 1,663,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 297,000 | 936,000 | 1,297,000 | 1,964,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 297,000 | 936,000 | 1,297,000 | 1,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,835,000 | 8,288,000 | 8,463,000 | 8,594,000 |
| Total capital | 8,529,000 | 9,002,000 | 9,198,000 | 9,351,000 |
| Risk-weighted assets | 61,957,000 | 61,490,000 | 62,448,000 | 62,881,000 |