Call reports 2003
TODAY'S BANK — 2003
What TODAY'S BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 119,308,000 | 114,664,000 |
| Total loans | 90,261,000 | 87,251,000 |
| Allowance for loan losses | 2,132,000 | 2,760,000 |
| Securities available for sale | 14,499,000 | 6,804,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 109,549,000 | 104,594,000 |
| Interest-bearing deposits | 102,207,000 | 97,222,000 |
| Noninterest-bearing deposits | 7,342,000 | 7,372,000 |
| Equity capital | 8,764,000 | 7,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 1,798,000 | 3,564,000 |
| Interest expense | 854,000 | 1,632,000 |
| Net interest income | 944,000 | 1,932,000 |
| Noninterest income | 83,000 | 140,000 |
| Noninterest expense | 874,000 | 2,533,000 |
| Provision for loan losses | 0 | 892,000 |
| Pretax income | 174,000 | -1,290,000 |
| Income tax | 57,000 | -418,000 |
| Net income | 117,000 | -872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 7,843,000 | 6,363,000 |
| Total capital | 9,019,000 | 7,521,000 |
| Risk-weighted assets | 93,122,000 | 91,050,000 |