Call reports 2002
TODAY'S BANK — 2002
What TODAY'S BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 92,838,000 | 109,627,000 | 109,796,000 | 122,418,000 |
| Total loans | 74,631,000 | 86,391,000 | 93,533,000 | 94,184,000 |
| Allowance for loan losses | 895,000 | 1,013,000 | 2,125,000 | 3,020,000 |
| Securities available for sale | 5,810,000 | 6,314,000 | 6,412,000 | 6,260,000 |
| Securities held to maturity | 3,780,000 | 3,773,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,193,000 | 96,873,000 | 98,709,000 | 111,912,000 |
| Interest-bearing deposits | 77,074,000 | 90,977,000 | 91,304,000 | 104,352,000 |
| Noninterest-bearing deposits | 6,119,000 | 5,896,000 | 7,405,000 | 7,560,000 |
| Equity capital | 7,903,000 | 10,126,000 | 9,075,000 | 8,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,467,000 | 3,203,000 | 5,132,000 | 7,054,000 |
| Interest expense | 690,000 | 1,454,000 | 2,314,000 | 3,183,000 |
| Net interest income | 777,000 | 1,749,000 | 2,818,000 | 3,871,000 |
| Noninterest income | 47,000 | 103,000 | 176,000 | 332,000 |
| Noninterest expense | 693,000 | 1,480,000 | 2,372,000 | 3,262,000 |
| Provision for loan losses | 99,000 | 234,000 | 2,369,000 | 3,264,000 |
| Pretax income | 32,000 | 138,000 | -1,648,000 | -2,323,000 |
| Income tax | 11,000 | 47,000 | -560,000 | -790,000 |
| Net income | 21,000 | 91,000 | -1,088,000 | -1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,655,000 | 9,800,000 | 8,259,000 | 7,637,000 |
| Total capital | 8,550,000 | 10,813,000 | 9,464,000 | 8,885,000 |
| Risk-weighted assets | 78,525,000 | 92,568,000 | 95,478,000 | 98,104,000 |